Our Programs
Three programs. One shared commitment to clarity.
Each Sommay Panya program has a distinct scope and duration — choose the one that fits your current situation and questions.
← Back to HomeOur Methodology
How Sommay Panya programs are structured
Every program begins with a brief participant orientation — an opportunity to set expectations, ask initial questions, and understand how the material will unfold.
Content is delivered in plain, respectful language. We avoid jargon unless we're explaining it. Participants are encouraged to discuss and question throughout — not just at the end.
Written materials accompany every program. In the Full Life Financial Narrative, a personalized written document is prepared specifically for each participant after the final session.
Orient
Set expectations, meet the group, understand individual starting points.
Engage
Work through program content with discussion, examples, and practical exercises.
Apply
Take home a system, document, or skill — something that can be used immediately.
Follow up
Ask follow-up questions by email within 30 days of program completion.
Program 1
Receipt Organization System
฿2,900 · 1 evening session (approx. 3 hours)
A focused, practical workshop on building a personal receipt and expense documentation system. Ideal for adults who want to feel more organized before tax season or simply want to know where their records are.
What the session covers
- Physical and digital filing methods compared
- Free and low-cost scanning tools for smartphones
- Tax-relevant categorization for Thai residents
- Year-end organization and Revenue Department readiness
- Simple naming conventions for digital files
Steps in the session
Introduction to why documentation matters for Thai personal finance
Demonstration of physical and digital filing approaches
Hands-on setup of a personal filing system using provided templates
Q&A and individual troubleshooting
Program 2
ETF Orientation for Thai Investors
฿8,000 · 3 half-day sessions (approx. 3 hours each)
An educational program covering Exchange-Traded Funds available to investors in Thailand. Designed for adults who want to understand what ETFs are, how they work in the Thai context, and how they compare to mutual funds — without the pressure to buy anything.
What the program covers
- What ETFs are and how they differ from unit trusts
- Overview of ETFs listed on the Stock Exchange of Thailand (SET)
- International ETF options accessible to Thai residents
- Cost comparison: ETFs vs. Thai mutual funds
- Basic portfolio allocation principles
- How to research ETFs using Thai brokerage tools
Session breakdown
Session 1: ETF fundamentals and the Thai market landscape
Session 2: SET-listed and international ETF comparison; cost analysis
Session 3: Portfolio allocation principles; research tools walkthrough; Q&A
Program 3
Full Life Financial Narrative
฿14,600 · 6 sessions over one month
A reflective, comprehensive program helping participants examine their complete financial story — past patterns, present position, and future scenarios. Includes a personalized written financial narrative document prepared after the final session.
What the program covers
- Analysis of past financial patterns and decisions
- Clear picture of current financial position
- Future scenario modeling for 3 realistic life paths
- Personal values alignment with financial decisions
- Personalized written financial narrative document
- Framework for working with external advisors
Session breakdown
Session 1: Orientation and life financial timeline
Session 2: Past pattern analysis — decisions, influences, outcomes
Session 3: Present assessment — assets, commitments, income sources
Session 4: Future scenario modeling — three realistic paths
Session 5: Values alignment and decision-making frameworks
Session 6: Review, questions, and narrative document handover
Decision Guide
Which program is right for you?
Use this comparison to find the program that best matches your current needs and questions.
| Receipt Org. | ETF Orientation | Full Life Narrative | |
|---|---|---|---|
| Duration | 1 evening | 3 half-days | 6 sessions / 1 month |
| Price | ฿2,900 | ฿8,000 | ฿14,600 |
| Practical system take-home | — | ||
| Thai ETF education | — | (overview) | |
| Personal written narrative | — | — | |
| Best for | Getting organized | Understanding investments | Comprehensive reflection |
All programs can be attended independently. They also build naturally on one another for those who choose more than one.
Shared Across All Programs
Standards that apply to every program we run
Participant Confidentiality
No participant information is shared. What participants share in sessions stays within the program.
No Product Promotion
No financial products are recommended or sold during any program. We have no commercial arrangements with providers.
Current Thai References
All regulatory and product references are reviewed annually to ensure accuracy in the current Thai environment.
Small Group Format
Maximum 8 participants per program cycle ensures meaningful discussion and individual attention.
Written Materials Provided
Printed materials accompany all sessions. Participants keep them for future reference after the program ends.
Post-Program Support
Participants may submit follow-up questions by email within 30 days of program completion at no additional cost.
Have questions before choosing a program?
We're happy to discuss which program would suit your situation best. There's no obligation to enroll when you enquire.
Send an Enquiry